Making Work Optional

Retirement in the 21st century can mean attaining a version of freedom where work becomes optional, at any age.

Once you have enough resources where income from employment isn’t required to maintain your lifestyle, you have the freedom to pursue whatever retirement looks like for you. This ebook from Merriman Advisor Geoff Curran is filled with real-life strategies we recommend to clients to enhance their financial situations and help them along the way toward making work optional.

Download your free copy today!

Download

How we help

We employ a proactive and collaborative process to understand who you are and what you want to accomplish so we can implement a customized plan for all areas of your financial life: Investments, taxes, estate planning, insurance, charitable giving, and more.

Learn more

First Time Homebuyer's Guide

Are you getting ready to buy your first home?

In First Time Homebuyer’s Guide, Merriman Advisor Geoff Curran gives some important advice to home buyers based on his own experience and the help of mortgage brokers, insurance agents, and inspectors.

Whether it’s general negotiating skills or tactics to receive assistance with financing from the seller, understanding the whole home buying process before you even start can make it all go much more smoothly.

Download your free copy today!

Download

The Transparent Legacy

Conversations you must have with your loved ones before it’s too late.

Merriman advisor and CERTIFIED FINANCIAL PLANNER™ Cheryl Curran provides advice and encouragement on educating young children about money to talking with your spouse about spending, and making health care or end-of-life decisions.

Through her own real-life experiences, and those of her clients, Cheryl shows what to do – and what not to do.

Download

Who we are

Merriman was founded in 1983 as a fee-only investment advisory firm with a strong focus on excellent service, smart investing and long-term goals. We’ve grown significantly since then, and have also come to realize that investment advice is only a small piece of the puzzle.

Our process

To help our clients be truly successful in achieving their goals, we offer a comprehensive approach to wealth management that includes not only investment planning, but also encompasses taxes, estate planning, insurance, risk management, charitable giving and more.

How we think about investing

Investing is a sort of science. Our investment philosophy is grounded on decades of academic research, and relies on objective data rather than emotions and forecasts. Above all, we seek to balance return and risk considerations over longer-term time horizons.

Think Twice Before Moving Into Your Rental To Avoid Taxes

You may have heard that you can move back into your rental for two years to avoid paying capital gains taxes when you sell. It’s a common misconception – find out what the rules really say.

Merriman’s Guide to Reducing Your Tax Bill

Do you wish you could have done more to lower your tax bill or increase your refund for 2017? The Tax Cuts and Jobs Act of 2017 will have a major impact on many families, so it’s especially important to re-evaluate your tax strategies this year. Check out our latest...

Protect Your Identity Before It’s Too Late

It seems like data breaches are happening every day, and households are left scrambling to protect themselves. Here are some things you can do before the next data breach to make sure you’re protected.

Where to Store Your Legal Documents

After you meet with an attorney and have your estate planning documents prepared, you must decide where to store them so that your wishes are executed properly upon your passing. Original Will vs. Holographic Will The original will is the legal document that you...