What is the Right 529 Plan for College Savings?

What is the Right 529 Plan for College Savings?

As the parent of two young children, college planning is certainly on my mind, even at just 3-years and 6-months-old. While there are multiple options when saving for college, I’ve created 529 plans for my kids, which provide several benefits.

This post examines 529 plans and their benefits, followed by a description of how I’ve chosen to invest my 529 accounts. (more…)

Merriman’s Guide to Social Security and Medicare

Merriman’s Guide to Social Security and Medicare

An important part of helping clients achieve their financial goals is helping them navigate questions and decisions around Social Security and Medicare. Whether it’s deciding when to start Social Security or applying for supplemental Medicare coverage, these decisions have a big impact on your financial situation and wellbeing.

This book is broken up into two parts, as Social Security and Medicare are complex topics. The first covers Social Security and strategies. The second part covers the ins and outs of Medicare and all its various plans.

We hope you discover strategies and new things that will help you make the best decisions for your situation. As always, we’re here to help and answer any questions you may have.

 

Five Warning Signs It’s Time to Review Your Home and Auto Insurance (and What to Do About It)

Five Warning Signs It’s Time to Review Your Home and Auto Insurance (and What to Do About It)


As Wealth Advisors, we provide advice on all aspects of your financial situation, and we work with a network of carefully selected professionals in taxes, estate planning and insurance to devise appropriate solutions that will help you achieve your goals. This article is a collaboration between Merriman Advisor Chris Waclawik and Amy Deforeest, personal risk advisor at Willis Towers Watson, who is one such member of our professional network team.

Many of us set our home and auto insurance when we initially purchase it, and then we forget about it. Unfortunately, we may not realize we’ve made a mistake until it’s too late. (more…)

Merriman’s Guide to Reducing Your Tax Bill

Merriman’s Guide to Reducing Your Tax Bill


Do you wish you could have done more to lower your tax bill or increase your refund for 2017? The Tax Cuts and Jobs Act of 2017 will have a major impact on many families, so it’s especially important to re-evaluate your tax strategies this year.

Check out our latest eBook for things you can do now to save on your tax bill in 2018. Topics include:

     Highlights from tax reform

     Itemized deductions – what’s left?

     New strategies to consider

     Classic strategies that still work

Download a free copy today!

Merriman’s Take on Recent Tax Legislation

Merriman’s Take on Recent Tax Legislation

In December, Congress passed sweeping tax changes, and the President signed them into law. This legislation will impact many tax planning strategies going forward.

This document summarizes some of the major provisions most likely to impact the families we work with. As always, your advisor can answer questions and provide guidance specific to you.

Most of the individual provisions will remain until 2025, after which they are scheduled to expire and revert to current law. Here are some key highlights of the legislation: (more…)