At Merriman, we encourage our clients to pursue a fulfilling life. This sounds great, but can sometimes be harder to achieve than we’d like. You might find yourself thinking, “If I only had more time for….”. How many times have you lamented a lack of work/life balance? While our jobs provide the means to achieve some of our goals, but at times, they may stand in the way of personal fulfilment. (more…)
Getting married can be one of the happiest moments in a person’s life. I know this firsthand as my wedding was just a few months ago and the word incredible would be an understatement. But to go along with all the great times, there are also important, sometimes difficult changes that two individuals must make when they get married. As a Wealth Advisor, I’ve seen the tension and distrust that money can bring if couples aren’t on the same page. I want to equip you and your significant other with questions and considerations to set you up for a long, happy life together. (more…)
New Year’s resolutions – they’re the annual ritual of racking your brain to come up with the perfect, attainable goal that will make you a better person. They also represent the annual cycle of contemplation, excitement, early success and often, failure.
Over the years I’ve struggled to come up with a “good” resolution – one that I’ll stick with after the early part of January when I’m tired of the overcrowded gym and avoiding desserts. Like most people, I have given up on almost every New Year’s resolution that I made, until this year. (more…)
As the parent of two young children, college planning is certainly on my mind, even at just 3-years and 6-months-old. While there are multiple options when saving for college, I’ve created 529 plans for my kids, which provide several benefits.
This post examines 529 plans and their benefits, followed by a description of how I’ve chosen to invest my 529 accounts. (more…)
Restricted stock units (RSUs) play a big role in compensation packages, especially for high-tech companies. For many, RSUs can make qualifying for a mortgage challenging. That’s all starting to change, and there are new guidelines that allow RSUs to be considered an eligible part of your income. (more…)
A lot goes into planning a great trip – choosing flights and hotels, making sure you have all the necessities, finding a house sitter, etc. Personally, I’m never able to relax and enjoy the trip until I’m on the flight to my destination. I’m always worried something might go wrong, and some unforeseen circumstance may force me to cancel all or part of the trip.
By the time you get to the airport, you’ve usually spent a good chunk of money that’s not refundable. If you have to cancel last minute, you miss out on the trip you’ve been looking forward to for months, and you lose the money you spent so far. (more…)