Happy New Year!

Happy New Year!

 

2019 was a year of highs and lows, mixed economic numbers, political maneuverings, and ongoing recession worries. In other words, a fairly ordinary year in the late stage of an economic expansion.

We don’t yet know what 2020 will bring for the economy, for markets, or for our own lives. We can’t control what happens in markets or what happens in DC. But, we can control some things.

As we usher in a new year with great expectations, let’s take a moment to recommit to the factors we can control:

Harnessing the Power of Our Dreams

We know you don’t want to grow and protect your wealth just to have a big portfolio. Money is a tool that you can use to reach your aspirations, retire in comfort, create change in the world, and leave a legacy of love. It’s the desire to see you achieve your dreams that drives us to work tirelessly on behalf of our clients. Remembering your goals and keeping them close at hand will help you commit and achieve them.

Building Better Financial Behaviors

Too many investors focus on markets when they should focus on themselves, their hopes, their goals, and their dreams. Identifying the choices in our control isn’t just a good financial lesson, it’s a great life lesson, dating back to ancient Greece, when the Stoic philosopher Epictetus said:

“The chief task in life is simply this: to identify and separate matters so that I can say clearly to myself which are externals not under my control, and which have to do with the choices I actually control.”

Time in the Market, Not Timing the Market

The best day to invest in the market is the day after you get paid. The most potent factor you have as an investor is time. Markets are unpredictable, and those who jump in and out based on emotion or “gut feelings” about tops and bottoms typically do worst of all.

May you and your family enjoy all the warmth this season has to offer and a new year filled with love and success!

Reason #3 Why Clients Hire Merriman: We Help You Get Your Time Back

Reason #3 Why Clients Hire Merriman: We Help You Get Your Time Back

 

At Merriman Wealth Management, there’s nothing we love more than taking on the burden of financial planning so our clients can get back to spending their time and energy doing the things they love.

Over the past few years, we’ve been asking our clients—to hear it in their own words—about the value they gain from working with us. We’ve compiled the top ten reasons why clients hire us and we will be showcasing these responses in this ten-part blog installment. Here is part three, out of ten.

Reason #3: “Merriman saves me time.”  

At Merriman, we work to help you invest wisely, live fully, and keep time on your side.

If you could adequately choose investments, decide on a savings plan, and develop a strategy for your family, would you be able to make these hard decisions without ever second guessing yourself? How much research would it take to feel confident you are making the right choice? The amount of research you’d need to do in order to make a single financial decision could eat into the time you spend with your family or traveling the world.

Living fully means living your life, and working alongside a financial advisor means you don’t need to spend hours understanding financial markets or researching saving strategies. This frees you up for more living!

Markets shift. Times change. And Wealth Advisors and Certified Financial Planners give you the information you need so you can feel confident in your financial decisions. We also hold you accountable, which in the long run saves you time and increases your chances of reaching your financial goals, more so than if you were working toward these goals on your own. We all need accountability. Even financial advisors need advisors!

Merriman Wealth Advisors do more than simply invest your money. Even when life gets busy and you don’t feel like you have the time, we keep you on track with your financial goals.

To learn more about how we can help you unlock financial freedom or to schedule a discovery meeting, contact us via our website or call 206-285-8877.

Check out the previous installment in the series. 

 

 

Reason #2 Why Clients Hire Merriman: We Cut Through The Noise

Reason #2 Why Clients Hire Merriman: We Cut Through The Noise

 

At Merriman Wealth Management, there’s nothing we love more than taking on the burden of financial planning so our clients can get back to spending their time and energy doing the things they love.

Over the past few years, we’ve been asking our clients—to hear it in their own words—about the value they gain from working with us. We’ve compiled the top ten reasons why clients hire us and we will be showcasing these responses in this ten-part blog installment. Here is part two, out of ten. 

Reason #2: “They’ve helped me cut through the noise.”

Financial planning comes with a myriad of components and sometimes we all need a fresh perspective to help make sense of what looks just like chaos to us.

When people don’t know where to start because there is simply too much analyze, we call this “analysis paralysis.”

Oftentimes, it’s not getting started at all that is the biggest hindrance to financial progress.

At Merriman, we take what seems to be chaos to you and make a tangible financial plan. An outsider’s perspective—like that of a Merriman advisor—can be crucial in not only getting you started on your financial journey, but also knowing which way to go first. Merriman Wealth Advisors help you discover your financial goals and work towards them. 

In thinking about analyzing decisions, Eric Jonson, Merriman Wealth Advisor and Certified Financial Planner, likes to think of it in the context of a pachinko machine. “When the ball is launched to the very top of the machine, that very first bounce can make a huge difference in where the ball ends up.”

An additional perspective is just like that first bounce. It can set you up for success and cut through the noise of the chaos. Sometimes, that third-party perspective is all that’s missing in getting started—and going in the right direction.

Our wealth advisors go beyond just the investment choices. We’re with you every step of the way.

To learn more about how we can help you unlock financial freedom or to schedule a discovery meeting, contact us via our website or call 206-285-8877.

Check out the previous installment in the series. 

 

Reason #1 Why Clients Hire Merriman: We help you weigh your options

Reason #1 Why Clients Hire Merriman: We help you weigh your options

 

At Merriman Wealth Management, there’s nothing we love more than taking on the burden of financial planning so our clients can get back to spending their time and energy doing the things they love.

Over the past few years, we’ve been asking our clients—to hear it in their own words—about the value they gain from working with us. We’ve compiled the top ten reasons why clients hire us and we will be showcasing these responses in this ten-part blog installment. Here is part one, out of ten.

Reason #1: “Merriman helps you weigh your options.”

Today, almost everyone has an iPhone in their pocket and a search engine, like Google, at the ready. Google is great for things like looking up baking recipes and movie trivia, but when it comes to personalized financial advice, Google isn’t great.

Our Merriman financial advisors take your life, specifics, and goals one step further. We’re experts in taxes, estate planning, and insurance, so we know how to evaluate all aspects of your financial situation. We apply smarter financial planning strategies with insight and intelligence so you can achieve your goals and protect the wealth you’ve worked hard to accumulate.

The Merriman financial planning approach is pro-active and collaborative. “Our process is much more focused on getting to know our clients,” Tyler Bartlett, Merriman advisor, says. “Money is an important tool, but it’s only a tool that helps you achieve what’s important to you.”

Google won’t be able to formulate a financial strategy for you. At Merriman, we can.

Are you ready to team up and unlock your financial freedom? To learn more about how we can help or to schedule a discovery meeting, contact us HERE or call 206-285-8877. We look forward to hearing from you!

Why Advisors Need Advisors

Why Advisors Need Advisors

Have you ever heard the proverb about the cobbler’s children? It essentially states that the cobbler’s children, although surrounded by well-made shoes, have the most worn out shoes. Or that doctors are the worst patients? The same can be said for wealth advisors. We’re not immune to the common mistakes that exist in the financial world, and even we can benefit from the financial guidance we provide for others.

As a new advisor, I had an epiphany. Yes, an epiphany, as corny as that sounds. I realized that although I could adequately pick investments, decide on a savings plan and develop a strategy for myself, I wasn’t following through with it. While at a client meeting, my coworker explained it best by saying, “We help hold you accountable to your goals.” Duh! That was the thing I was not giving myself. I could make the best laid plan, but I wasn’t following through and doing the actions I needed to do to be successful. I had the knowledge, but needed accountability. The very next day I hired my first advisor. (more…)

Client Service Account Specialists – Who are we and what do we do?

Client Service Account Specialists – Who are we and what do we do?

Our financial lives are like jigsaws with a thousand pieces that only fit together with thoughtful, precise coordination. Each part of the wealth management procedural process presents potential challenges like paperwork submissions, complex legal requirements, and complications when corresponding with other financial institutions. Merriman helps solve these challenges with the help of a professional team of advisors, researchers, and operations staff, with the client services department acting as the glue that holds it all together.

In a nut shell, client services act as a liaison between the client, the custodian, and the wealth advisor. Client services implements and executes everything that you have discussed with your advisor. They talk the talk—client services walks the walk!

In the face of all these hurdles, our goal in client services is to lift the weight off your shoulders by completing tasks in minutes that could take you hours spent on hold and getting bounced around thanks to our experience and relationships with other financial institutions. We are also the first point of contact when you visit or call our office. And pride ourselves on providing warm, professional, and quality service every time you walk through the doors or one of your calls lights up our phone. We possess a broad knowledge and can assist with answering your questions or linking you with an expert. For all those times when you need a quick money transfer or confirmation of a recent trade, client services can help sort out those questions in one fell swoop.

Our client service all-stars go above and beyond for every client. Just imagine you’re heading into retirement after a fulfilling career with half a dozen happy employers, but now you have to figure out how to roll over all those 401(k)s! Instead of wading through that mire of paperwork on your own, we can prep the forms, gather your signatures, print the postage, and get those 401(k)s rolling so that you can hit the golf course.

Since none of us are springing out of telephone booths in red capes, how does client services pull it off? We manage all these super human feats by building relationships with our advisors and clients. We collaborated with our advisors daily to tackle the latest objectives for managing our clients’ assets. These strong bonds translate to our clients and their families. We value long-term relationships and prioritize our clients to take care in addressing every task. Whether celebrating a new (grand)child or coping with the passing of a loved one, we are here to support you throughout all phases of life.

And to get a picture with the voices and names, this us. Our individual bios can be found here.