I’m Michael Van Sant

Wealth Advisor, CFP®, Chartered SRI Counselor

I help people find sustainable balance and enjoy peace of mind throughout their lives.

Planning with your goals in mind

We work hard to understand who you are and what you want to accomplish, both personally and professionally, so we can best support you and your family in achieving your goals.

We're more than just investments

Together, we’ll implement a customized plan for all areas of your financial life: Investments, taxes, estate planning, insurance, charitable giving, and more.

Let’s build a plan based on your goals and values. 

I was raised in a family that worked hard and saved and invested. Someday my parents were going to enjoy all their hard work. Then, my mom died in 2005 at 68 years old. She never really got to enjoy her lifetime of hard work.

I love bringing people peace of mind throughout their lives by helping them find the balance my mom didn’t get to enjoy — between saving and spending, working and enjoying life, growth and safe investments.

I use a collaborative process based on my client’s goals and values to build a transparent plan that allows them to spend time following their passions with their loved ones.

Are you worried about retiring too soon or late?

Are you worried about health care costs?

How much is enough?

What will happen to your spouse if something happens to you?

When should you take Social Security?

How do I minimize taxes?

Simplify

Streamlining your accounts and getting organized can help ensure you’re on track toward your goals.

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Educate

I’ll help you confidently make decisions about complex financial tools like Social Security, 401(k)s, pensions and Medicare.

Advocate

My fiduciary responsibility means we’ll always be working toward the same goals: Yours.

Reduce Stress

We’ll work together to alleviate your worries so you can spend more time on other areas of life.

About Me

I grew up in Pasadena, California, and began my investment career there in 1995 after graduating from the University of Colorado with a bachelor’s degree in International Business. Since becoming a CERTIFIED FINANCIAL PLANNER™ in 2005, I have worked exclusively for fee-only investment advisory firms and have helped over 600 clients meet their goals by building customized investment strategies based on their personal financial plans.

I moved to Seattle in 2000 to be closer to the mountains and when I am not working, I love spending time outdoors with my wife Cara, son Chris, and daughter Caitlin. Together, we love to ski, hike, camp, play basketball, and ride bikes. I am a member of POW (Protect our Winters), Seattle Philanthropic Advisors, and a board member of Act of Giving.

What is wealth management?

Wealth management is a comprehensive approach to financial planning. It covers all areas of your financial life, making wise use of your assets to help you in achieving your goals and living life to the fullest. Do you want to spend more time doing the things you love and worry less about your finances? 

Then wealth management is for you!

Wealth Enhancement - make your assets work for you
  • Minimizing taxes – now vs future?
  • Managing appropriate cash reserves
  • Should you pay off your mortgage early?
  • How can you get the most out of Social Security?
  • Evaluate your options for college savings
Wealth Preservation - strategies to help reduce risk
  • Diversification
  • Asset allocation and rebalancing
  • Trend following
  • Stock option planning
  • What to do with concentrated stock positions?
Wealth Protection - proper coverage is key
  • Disability or Long-Term-Care insurance planning
  • Is umbrella insurance right for you?
  • What type of life insurance makes the most sense?
  • What level of homeowner’s coverage is appropriate?
  • Is your rental property adequately protected?
Wealth Transfer - leaving a lasting legacy for your heirs
  • How can you leave the most behind to your heirs without sacrificing too much now?
  • Are your assets correctly titled so they’ll pass on in the way you intend?
  • Are your healthcare directives and letters of instruction in place?
  • Does a trust make sense for you? Which kind?
Charitable Giving - make the most of your contributions
  • What charities are important to you?
  • How can you make the most of your gifts to charity?
  • Is a charitable trust right for you?

Plan with intention,

not by default.

Online Blog Resources

Thinking Through Cryptocurrencies | Part 2

Thinking Through Cryptocurrencies | Part 2

It seems like everyone nowadays is talking about cryptocurrencies. Whether it’s the proselytizers on CNBC or the techie next door, it feels as if everyone is either talking about or buying into this next big thing. Learn more about this hot topic in the second installment of this three-part series.

Saving for College? Here are 5 Accounts You Can Start Using Now

Saving for College? Here are 5 Accounts You Can Start Using Now

It’s true what people say about having kids: the days are long, but the years are short. When it’s time to send your child off to college, you may feel sentimental, but there’s no need to feel unprepared. With so many options to save for your child’s future, you’ll be able to find the one for you.

Thinking Through Cryptocurrencies | Part 1

Thinking Through Cryptocurrencies | Part 1

It seems like everyone nowadays is talking about cryptocurrencies. Whether it’s the proselytizers on CNBC or the techie next door, it feels as if everyone is either talking about or buying into this next big thing. Learn more about this hot topic in the first installment of this three-part series.

Don’t wait any longer. Start living your life to the fullest today!