Mike joined the Merriman team in October 2018. He graduated from the University of Washington with a bachelor’s degree in Business Administration in 2014, and previously worked in corporate finance and investment management.
When not working, Mike spends his time fishing on the Puget Sound, golfing and exploring the PNW trails with his wife Alyssa and their dog Avery.
Discipline has always been a huge component of my life. Whether surfacing through routine, structure or a desire for predictability, discipline has always guided my decision making. When the time came to pay for higher education I did what most eager students did, took out student loans to cover tuition and expenses. Not fully aware of the potential consequences of compounding interest, upon graduation I made the minimum payments hoping to see the balance dwindle. Progress was painstakingly slow, and it wasn’t until the utilization of an amortization table that a light bulb flashed. Why am I paying on this for 10 years? How much extra is this going to cost? What happens if the timeframe is changed from ten years to three? It was not until I understood the components of the loan that I fully grasped an accurate understanding of my financial landscape.
My wife was in the same boat. Working together we developed short- and long-term goals which completely shifted our entire perspective. Putting these goals on paper, ultimately landing on the refrigerator, and revisiting twice a year allowed us to maintain focus and support one another during tough times. We found this process alleviating and allowed us to develop concrete action items that we can implement together. These actions had and continue to have a dramatic impact on our financial lives and most importantly our relationship.