I’m Geoff Curran

Wealth Advisor, CPA/ABV, CFA, CFP®

For every client, my goal is to help them make work optional.

Planning with your goals in mind

We work hard to understand who you are and what you want to accomplish, both personally and professionally, so we can best support you and your family in achieving your goals.

We're more than just investments

Together, we’ll implement a customized plan for all areas of your financial life: Investments, taxes, estate planning, insurance, charitable giving, and more.

My focus is Investing Wisely. You focus on Living Fully.

I have always enjoyed talking with people about finance, learning about their investments, financial strategy, and business sense. My goal was to move on from asking the questions to answering them. This interest only deepened with time, and what began as a hobby has now become a life-long passion.

I have worked hard to develop my knowledge base, earning three major credentials that allow me to serve a client no matter what issue or question they have. I pride myself on being able to speak to multiple topics within the field of finance from the more traditional taxes and investments to insurance and estate planning, business succession planning and executive compensation negotiations.

Are you making a career change?

Do you know the best way to handle your employer stock vesting?

How much should you be saving to meet your personal goals?

Is your tax-minimization strategy too shortsighted?

Is your portfolio designed to last?

Do you want to make work optional?

Financial Planner

Together, we’ll outline your vision and create a plan to achieve it with your current and expected future resources.

Investment Analyst

With the support of our dedicated research department, I’ll continuously evaluate and implement the best tools to meet your needs.

Personal CFO

I’ll do the heavy lifting to execute your customized plan, holding you accountable and adjusting as needed to meet your vision.

Counselor

I’ll protect your vision, making emotion-free decisions, helping you avoid pitfalls, and providing encouragement along the way.

About Me

Originally from Kansas City, I received a Bachelor of Science from the University of Tulsa with a major in finance and minor in accounting. I spent several years as an Investment Analyst for an independent advisory firm based in Tulsa, Oklahoma, before moving to Seattle as an Investment Consultant at TD Ameritrade and ultimately joining the Merriman team.

Currently, I hold three major credentials – CERTIFIED FINANCIAL PLANNERTM professional (CFP®), Certified Public Accountant (CPA), and Chartered Financial Analyst® charterholder (CFA). Each of these designations is the rough equivalent of a graduate degree in financial planning, tax planning, and financial analysis, respectively. I love being able to speak to the entire realm of financial planning with my clients, as opposed to being siloed by a specific discipline.

In addition to advising clients, I regularly contribute articles to the Merriman blog and eBook library to help people navigate important financial decisions and achieve the goals most important to them. I am a member of the investment committees for the Tacoma Employees’ Retirement System pension and the Greater Tacoma Community Foundation where I help oversee and steer the investment for over $1.7 billion and $100 million, respectively.

When not working, writing, or continuing my studies, I spend quality time with my wife Christina and son Calvin (and our dog Archie too!).

Download my free eBook resources

  

 

How I can help you.

Here are some of the major areas I tackle with my clients to help fulfill their financial goals in the short- and long-term, so they can worry less and spend more time doing the things they love.

Compensation Packages

When taking a new job, like buying a home or car, there typically needs to be some negotiation as employers rarely give their highest offer first. Key factors to negotiate with a new employer include signing bonus (usually in company stock and cash), salary, and your start date. It is critical to use your financial plan as a resource for these negotiations. Knowing what your plan needs will help you negotiate a compensation package that best fits your financial goals.

Savings and Cash Flow Planning

Whether it’s helping clients with maintaining their cash flow in retirement through various income sources or helping clients identify areas for additional savings, cash flow planning plays an essential role in all of my client relationships.

Tax Planning

Paying taxes is a part of life, but we can work together to reduce that burden by making smart tax decisions. Reviewing your tax return is just the start. Here are some other areas commonly addressed:

  • Employer benefits
  • Charitable giving
  • Appreciated investments
  • Tax-efficient investments
Legacy Planning

Often overlooked, estate planning is one of the most important parts of my role. I’ll review your existing plan to make sure it aligns with your goals and if not, I’ll work with you and an attorney to align your estate plan with your vision. Specific discussions we’ll have:

  • Do we need special planning to minimize exposure to estate taxes?
  • Are there minors we need to plan for?
  • How best to give to charity from your estate?
  • Do you have Power of Attorney’s setup? Do you need to update your personal representative?
    Small Business Planning

    I partner with small business owners to ensure that they make smart financial decisions. Areas commonly addressed:

    • Business structure
    • Employee compensation
    • Taxes
    • Valuation
    • Succession
    • Retirement and benefits plans

        Are you interested in working with someone who can do the heavy lifting for you?

        Online Blog Resources

        Lifestyle Drift

        Have you ever thought if you only made more, you would be able to save more? Most of us have, and then we spend more.

        Don’t wait any longer. Start living your life to the fullest today!

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